Domestic abuse is a set of behaviors employed by an individual to control and maintain power over their partner. To determine if you’re experiencing abuse, read "Is my relationship abusive?” where you can take an evidence-based quiz to determine if your relationship might be unhealthy or abusive.
How do you leave a relationship if you are financially dependent?
Separating from your harm doer can feel terrifying. When you're ready, however, know that it is possible, many have done it, and you are not alone. Read our strategy guide section "Leaving your harm doer" to learn how to financially prepare to become independent and safely leave your relationship.
Can I have a bank account without my partner knowing?
It is possible to discreetly open a bank account. To understand safety, financial, and eligibility considerations when opening a bank account, read our strategies for “How can I safely open a bank account?”
How do I open a secret bank account?
It is possible to discreetly open a bank account. To understand safety, financial, and eligibility considerations when opening a bank account, read our strategies for “How can I safely open a bank account?”
What are the effects of financial abuse?
The short- and long-term effects of financial abuse can be devastating. In the short term, access to assets like cash, credit lines, and valuables is critical to staying safe. Without assets, survivors are often unable to obtain safe and affordable housing or provide for themselves or their children. Longer term, damaged credit scores, sporadic employment histories, and legal issues caused by financial abuse can make it difficult for survivors to gain independence, safety, and long-term security.
It is possible to obtain a high credit score over time through the use of credit-building tools and strategies. To learn more about how to become credit visible or increase your credit score, read our strategies for “How can I build credit?”
How do I manage my debt after abuse?
If you are in debt, you are not alone. Debt can feel crippling, even suffocating at times, but it is possible to eliminate your debt over time with a well thought-out plan. To learn about managing and reducing your debt, read our strategies for "How can I reduce my debt?"
What if my ex ran up debt in my name? What are my rights?
If your harm doer took out debt in your name without your permission or under force or threat, you may be experiencing coerced debt, which is a form of identity theft. Identity theft is a federal crime in the US, and there are actions you can take to dispute fraudulent debts and charges.
To learn about your options, go to our strategies for "What do I need to know about my credit?" and view the video "Delving into Your Credit Report Without Shame or Judgment". Starting at minute 60, the video covers options for handling coerced debt.
How can I secretly save money?
One way to secretly save money is in the form of a safety fund. To learn more about types of safety funds and their benefits and risks, read our strategies for "How can I save money discreetly?”
Can I afford to leave my partner? Will I be able to pay for day-to-day needs?
There are organizations and funds available that help remove financial barriers for survivors who want to leave an abusive partner. To learn more about support in your area, read “What cash assistance is available?” and “Get local support.”
Where can I get help with financial decisions if I’ve never had control of my finances?
Financial counselors are personal financial experts who can help you improve your financial health and stability. Unlike most types of financial advisors, financial counselors are trained to help clients navigate topics that more commonly impact people who have experienced financial abuse. To learn more about financial counseling options, read “Where can I get free financial advice?”
How can I manage my money if I’ve never had control of my finances?
You are capable of managing your money and achieving your financial goals. To learn about financial fundamentals like how to set financial goals, build credit, manage debt, and create a spending plan, check out the section of our financial strategy guide “Building Your Future.”
How can I safely file taxes if I'm still married to my harm doer?
The first step is to know your rights! You have the right to: 1. File a separate return even if you’re married 2. See and understand the entire tax return (including supporting documentation) before signing a joint return 3. Refuse to sign a joint return 4. Get copies of prior years’ tax returns from the IRS 5. Request relief from you spouse’s liability 6. Obtain independent legal advice
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