You can send SELCO an email by going to their online form:
SELCO membership is open to individuals who meet the following criteria:
- You live or work in one of the 26 Oregon counties served by SELCO: Baker, Benton, Clackamas, Columbia, Crook, Curry, Deschutes, Douglas, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Multnomah, Polk, Washington, Wasco, and Yamhill
- You have a family member who lives or works in one of the 26 Oregon counties served by SELCO
- You have a family member who is already a member of SELCO
Residential Address (will accept alternative mailing address in addition to residential address)
Social Security Number
State Issued ID:
Proof of Address:
Online Banking, Mobile Banking, Online Bill Pay, eStatements, Mobile Wallet
A list of all of SELCO's branch locations is available at: www.selco.org/locations
Step 1: Make sure you're in a safe location, using a device your harm doer does not have access to. If you are unsure if your device is being monitored, you can go in person (In Person Action Plan), borrow a computer from a friend, or go to public spaces like a library to use a computer.
Step 2: Make sure you have all the required documents/information listed under "Information Needed to Open an Account."
If you're opening an account online, the easiest way to fund your account digitally is through a credit or debit card, so having this information ready will be helpful. If you think your harm doer monitors your credit or debit card, consider funding your account by cash (you’ll have to go into a branch office).
Step 3: Go to OnPoint’s website and click “Join In” and then “Join Now.” This will start a new application.
Step 4: Verify that you meet all the eligibility requirements. To apply, you must:
- Be a legal US resident
- Be at least 18 years old
- Have a Social Security Number
- Have a debit or credit card to fund your account
- Have a government issued ID.
Step 5: Select what kind of account(s) you want.
Note that a savings account is required because it represents your ownership stake of the credit union (e.g. membership).
If you think you'll earn more than $10 in interest, this can be a safety concern for joint filers. Read more about this safety consideration and ways to mitigate risk here. You can also call OnPoint at the number above and speak to a personal banker about choosing the right kind of account(s) for you.
Step 6: Enter your phone number and email. It’s crucial that you harm doer does not have access to this email or phone number. If you need to make a new email, many providers provide free accounts. OnPoint will send you a text message to verify your phone number, so if you think your phone is being monitored, consider going in person to open an account.
Step 7: After agreeing to both disclaimers, clicking next will lead to an automatic text verification being sent to your phone. Enter the code you receive.
If your harm doer has access to your phone, be sure to delete this text. You can delete texts by:
- On iPhone: Hold down on the text message, click “More…”, select the message(s) you want to delete, and click the trash button on the lower left corner.
- On Android: Hold down the text message you want to delete and select “Delete”
You can select “I didn’t receive a text, continue without it” if you do not receive SMS or have bad reception. The credit union may need you to verify your phone number in another way.
Step 8: Select the membership eligibility requirement that pertains to you and provide the necessary information.
Continue to enter your information, which includes SSN, birth date, and a code word. It’s important to never disclose your code word, as this will help to prevent unauthorized access to your account.
Step 9: Select your ID Type and enter the information. You do not need to present a physical ID, as long as you have the information. (For example, driver’s license number and expiration date).
Step 10: You can opt in or out of getting a debit card or check
Step 11: Enter your employment status and certify that your Tax ID is accurate. Indicate whether you are subject to backup tax withholding.
Step 12: A confirmation code will be sent to the email address you provided. Enter the code you received to complete your application.
Note: Our customer experience in August 2021 indicated that OnPoint has taken more than two business days to share whether or not their application for an account has been approved or denied.
Step 1: If you suspect that your phone or computer are being monitored, you can trying dropping in to an Advantis location without making a prior appointment. However, they'll only be able to serve you as their schedule allows.
If you're using a safe device, you can call to make an appointment using the number listed above. Pick a location most safe for you out of the branches listed above.
Step 2: Gather all the requirement information listed under "Information Needed to Open an Account" prior to leaving.
Step 3: When you meet with the OnPoint banker, they'll walk you through which bank account is best suited to your needs and how to open an account. The banker will make sure you're eligible for membership (requirements listed above) and gather your personal information (also listed above).
Some safety and financial considerations to discuss with your banker can be found here.
Note: Remember to speak to your banker about how you want to receive mail and security measures for the account. If you file joint taxes with your harm doer, consider applying for a no interest bearing account, as interest earned in excess of $10 will require you to report it on your taxes.