All members must be a U.S. citizen and at least 18 years of age.
Social Security Number
State Issued ID (driver's license, state ID, or passport)
Proof of Address if not listed on ID
Step 1: Make sure you're in a safe location, using a device your harm doer does not have access to. If you are unsure if your device is being monitored, you can borrow a computer from a friend, or go to public spaces like a library to use a computer.
Chime can be accessed via desktop or mobile app. App store history is extremely difficult to hide. If you think your harm doer will check your device, do not use Chime. You can read more about app safety here.
Step 2: Make sure you have all the required documents/information listed under "Information Needed to Open an Account."
Step 3: Go to Chime’s website (listed above) and click “Get Started.” This will start a new application.
Step 4: You’ll need to enter your personal information, including full name, date of birth, phone number, email, home address (No PO Box), and SSN. You’ll be prompted to create a password. Be sure to enter an email that your harm doer does not have access to, as Chime will communicate with you through this method.
Step 5: Next, Chime asks a series of multiple choice questions about your employment and income. For example, “What’s your annual income?” and “What do you do for a living?”
When asked “How did you hear about us?” Select “Other”
If you choose to opt for Chime’s Credit Building Account, you will be required to agree to it’s Credit Agreement. There is an optional Safer Credit Building option that you may agree to if you would like.
Step 7: At this step, you will be prompted to download the Chime App, which is required to set up your account.
Step 8: You will receive a confirmation email from Chime and it will prompt you to complete the setup of your direct deposit.
Step 9: Upon downloading the app and providing your phone number, you will automatically receive a security code via SMS to your device. If your harm doer often checks your phone, be sure to delete this text. You can delete texts by:
- On iPhone: Hold down on the text message, click “More…”, select the message(s) you want to delete, and click the trash button on the lower left corner.
- On Android: Hold down the text message you want to delete and select “Delete”